Moto-Authority is proud to offer not only the best prices on vehicles, but also offer all of the top dealer services customers have come to expect, such as nationwide shipping, trade-ins, title services, extended warranties, a full service center, and now… Financing! Please read below for details on how financing may help you:
Financing Available on All Vehicles 2015 & Newer
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It really depends on lots of factors, including your loan term, amount down, and vehicle price, but for well qualified buyers, you can expect as low as $100-$150 per month for a standard sport bike, and around to $200-$300 per month for a large, next-to-new luxury tourer.
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For well qualified buyers, we can get you on your next ride for NO MONEY DOWN. For those with not-so-stellar credit, you may want to budget a 15%-20% down payment. We an also work in any accessories, upgrades, or add-ons into your loan too.
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If you already have your own financing, or would like to use your own institution, that’s great! Just let us know if they have any specific requirements (like a down payment), and we are happy to work with them to get you on your next ride.
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Our lenders don’t explicitly state a minimum credit requirement to obtain financing, but as a general rule of thumb, we suggest that all of your monthly payments (including your new bike loan) don’t exceed 50% of your monthly income and you have a credit score of at least 600.
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Interest rates are constantly fluctuating & highly dependent on your credit profile, so please call and ask for the most current information.
Loan terms can range from 24 months up to 72 months depending on the model, giving you the flexibility you need to make things work for you.
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Financing is available on all Motorcycles, Scooters, Dirt Bikes, ATVs, SxS, PWC, and Snowmobiles up to 10 years old. We occasionally do carry vehicles older than this, so please keep in mind we will not be able to offer financing on these classic vehicles.
Please note we also cannot make loans for less than $3,000.
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Absolutely! We always recommend consigning your old vehicle with us if you are in a position to do so, but for some, a credit towards a new ride is a better option. If you vehicle meets our showroom standards, we can offer you a trade in credit for it, which will effectively reduce your borrowed amount. If you still have a loan on your current vehicle, we can work with you on that as well.
Contact Us
sales@moto-authority.com
(505) 503-7613
3702 Eubank Blvd NE
Albuquerque, NM, 87111